{"id":1358,"date":"2009-05-08T15:02:30","date_gmt":"2009-05-08T20:02:30","guid":{"rendered":"http:\/\/www.hoperoth.com\/blog\/?p=1358"},"modified":"2009-05-08T15:02:30","modified_gmt":"2009-05-08T20:02:30","slug":"the-luck-stops-here","status":"publish","type":"post","link":"https:\/\/www.hoperoth.com\/blog\/the-luck-stops-here\/","title":{"rendered":"The Luck Stops Here"},"content":{"rendered":"<p>I just got a lovely voice mail from my credit card company (gotta love vonage and those emailed VMs). Apparently my account was locked for &#8220;suspicious activity.&#8221;\u00a0 After they sent me a new card before I left. A card\u00a0which was allegedly supposed to prevent this sort of thing. How it was supposed to do this, I don&#8217;t know. The new card had the same number. A number that has now been relegated to the circular file as it was used in an attempt to purchase english lessons and a credit report.<\/p>\n<p>Something about the combination of the two of those kindof scares the crap out of me.<\/p>\n<p>I&#8217;m picturing a Nigerian scammer learning to speak english better so that his scammity scam scammy emails don&#8217;t come across as so laughably fake. And then digging through my credit to see how much he can take me for.<\/p>\n<p>Hey, just because I&#8217;m paranoid doesn&#8217;t mean that they&#8217;re not all out to get me.<\/p>\n<p>I&#8217;m trying to do the right thing and change all of my online banking passwords&#8230; except Capital One insists that my new password be number, letters and dashes only. Oh, and it&#8217;s not case sensitive. Why don&#8217;t I just change my password to &#8220;kitty&#8221; and let the scammers run up some more charges? This must be new, because my current password is a\u00a0133t cornucopia of special characters. I&#8217;m torn between my desire to use proper password complexity and my desire to not use a password that has been potentially compromised.<\/p>\n<p>I think that I&#8217;ll leave the password the same and let Capital One eat any bogus charges.<\/p>\n<p>So, to summarize, we have:<\/p>\n<ul>\n<li>A brand new card (recieved the day before I left) that was supposed to prevent fraud and was compromised within 48 hours of activation<\/li>\n<li>Online banking that enforces passwords that would be laughably simple to crack<\/li>\n<li>Me, in Europe, with one less credit card to use (one down, one to go&#8230;)<\/li>\n<\/ul>\n<p>Did I mention that Capital One recently raised my APR to almost 30%? Yeah, I don&#8217;t think\u00a0that I&#8217;ll use them anymore.<\/p>\n<p>Beyond changing passwords and monitoring my statements very closely, what else should I be doing? Putting a fraud alert on my SSN? How does one go about setting up a fraud alert anyways? Would I be better off hiring a large man with lots of chest hair and gold chains? How does one go about hiring a large man with chest hair and gold chains?<\/p>\n<p>And, for pete&#8217;s sake, is my luck going to get any better? At this rate, this trip is going to end up with me in traction and I&#8217;m really hoping that it doesn&#8217;t reach that point.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>I just got a lovely voice mail from my credit card company (gotta love vonage and those emailed VMs). Apparently my account was locked for &#8220;suspicious activity.&#8221;\u00a0 After they sent&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[3,2,10],"tags":[],"class_list":["post-1358","post","type-post","status-publish","format-standard","hentry","category-grumble","category-random","category-travel"],"jetpack_shortlink":"https:\/\/wp.me\/p5yggS-lU","jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"jetpack-related-posts":[],"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/www.hoperoth.com\/blog\/wp-json\/wp\/v2\/posts\/1358","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hoperoth.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hoperoth.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hoperoth.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hoperoth.com\/blog\/wp-json\/wp\/v2\/comments?post=1358"}],"version-history":[{"count":2,"href":"https:\/\/www.hoperoth.com\/blog\/wp-json\/wp\/v2\/posts\/1358\/revisions"}],"predecessor-version":[{"id":1360,"href":"https:\/\/www.hoperoth.com\/blog\/wp-json\/wp\/v2\/posts\/1358\/revisions\/1360"}],"wp:attachment":[{"href":"https:\/\/www.hoperoth.com\/blog\/wp-json\/wp\/v2\/media?parent=1358"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hoperoth.com\/blog\/wp-json\/wp\/v2\/categories?post=1358"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hoperoth.com\/blog\/wp-json\/wp\/v2\/tags?post=1358"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}